Our clients’ aims vary as per their needs of buying a new home, moving home, refinance or invest in property, but our aims are constant. Mortgage broker services from Addon Brokers are aimed at realizing our clients’ investment goals. The motto of our service is simple.

We make hundreds of loans available for our clients even from the mainstream banks in the country. We help you to choose the best and most suitable loans for your requirements. Taking a loan is the most significant financial decision you take in your life, but with our expert direction and guidance, it is simple and very fruitful.

Addon Brokers assists clients with all financial needs for securing property investments. It makes clients aware of all financing options available to them, before evaluating and advising on the best available option that is optimized to suit the client’s requirements and circumstances. Addon Brokers has strong relationships with the major banks and financial institutions in Australia, which helps us give our clients a range of finance options. Our financing services encompass the following:

Addon Brokers understands the intricacies of conveyancing in an advanced property market like Australia. Conveyancing (also called a transfer) is usually carried out by a solicitor or a licensed conveyancer. Addon Brokers’ conveyancers understand the complexity of varying state and council laws and processes. We provide customized end-toend conveyancing services to clients in metropolitan and regional Australia, with all property buying, selling and transfers. Our services include, but are not limited to, the following:

Addon Brokers has a full-service Accounting & Taxation division that provides clients an entire gamut of services to ensure peace of mind in terms of accounting and taxation for property purchases and investments. Our team of professional and highly qualified accountants provide the below services to
our clients:

Many people believe superannuation is an investment but it can be best described as a TAX SYSTEM. If money or investments are set aside for retirement and you meet certain legislative requirements, then you qualify for tax concessions.

Lender’s Mortgage Insurance (LMI) premium generally applies when you are borrowing over 80% of the value of your property. Although LMI is paid by the borrower, lenders mortgage insurance is to protect the lender in the event the borrower is unable to repay the loan and the sale of the property does not cover the outstanding loan balance and costs.

Hence by using Lenders Mortgage Insurance, Lenders are able to lend over 80% of the value of the property, thereby opening options for borrowers with low deposit to enter into the property market. Some lenders may require a borrower to pay a lenders mortgage insurance premium at a nonstandard loan to value ratio (LVR) for example some lenders insure their funds when the LVR is over 90% and some lenders may insure the mortgage on LVR over 70%.

All securitized lenders generally have to obtain lenders mortgage insurance for any LVR. But the borrower may have to pay the premium only if the LVR is over 80%.Lenders Mortgage Insurance premium is calculated based on how much a customer wishes to borrow versus the current market valuation of the property also know as Loan to Value Ratio (LVR).Mortgage insurance.