SERVICES

At Addon Brokers, our customers are at the forefront of everything we do and we pride ourselves in being able to provide upto date and in-depth financial knowledge, that in turn empowers them to make well informed financial decisions.

MORTGAGE BROKERING

Our clients’ aims vary as per their needs of buying a new home, moving home, refinance or invest in property, but our aims are constant. Mortgage broker services from Addon Brokers are aimed at realizing our clients’ investment goals. The motto of our service is simple.

We make hundreds of loans available for our clients even from the mainstream banks in the country. We help you to choose the best and most suitable loans for your requirements. Taking a loan is the most significant financial decision you take in your life, but with our expert direction and guidance, it is simple and very fruitful.

FINANCIAL PLANNING

Addon Brokers assists clients with all financial needs for securing property investments. It makes clients aware of all financing options available to them, before evaluating and advising on the best available option that is optimized to suit the client’s requirements and circumstances. Addon Brokers has strong relationships with the major banks and financial institutions in Australia, which helps us give our clients a range of finance options. Our financing services encompass the following:

  • Home loans
  • Re-financing
  • Investment loans
  • Commercial loans
  • First home buyers grant
  • Non confirming lending

CONVEYANCING

Addon Brokers understands the intricacies of conveyancing in an advanced property market like Australia. Conveyancing (also called a transfer) is usually carried out by a solicitor or a licensed conveyancer. Addon Brokers’ conveyancers understand the complexity of varying state and council laws and processes. We provide customized end-toend conveyancing services to clients in metropolitan and regional Australia, with all property buying, selling and transfers. Our services include, but are not limited to, the following:

  • Researching and checking for encumbrances and
    restrictions on the property
  • Ensuring special conditions mentioned in the
    contract are met
  • Ensuring rates, land tax and water consumption
    charges are paid by the appropriate party
  • Organising for the payment of fees, charges and
    government duties
  • Preparation of legal documents
  • Liaising with banks/financiers on behalf of the
    purchaser
  • Liaising with the banks/financiers on behalf of the
    vendor to arrange settlement and obtain discharge
    of mortgages on the title
  • Organising and attending final settlement

ACCOUNTING

Addon Brokers has a full-service Accounting & Taxation division that provides clients an entire gamut of services to ensure peace of mind in terms of accounting and taxation for property purchases and investments. Our team of professional and highly qualified accountants provide the below services to
our clients:

  • Registration/Deregistration – GST, ABN, PAYG
  • Business Activity Statements (BAS)
  • Instalment Activity Statements (IAS)
  • Annual GST returns and reconciliations
  • Lodgement of Annual Payment summaries
  • Tax planning
  • Tax returns filing
  • Tax returns amendment
  • FBT returns filing
  • Home loans
  • Re-financing
  • Investment loans
  • Commercial loans
  • First home buyers grant
  • Non confirming lending

SELF-MANAGED SUPER FUNDS

Many people believe superannuation is an investment but it can be best described as a TAX SYSTEM. If money or investments are set aside for retirement and you meet certain legislative requirements, then you qualify for tax concessions.

Our Financial Planners will show you how you can:

  • Set up your own super fund
  • Take advantage of some amazing benefits through the super system to help reduce tax and protect your asset
  • Use your superannuation as a deposit for your next investment property
  • Use your employer superannuation contributions to pay off your investment loan

Running your own fund is complex so think carefully before setting one up. If you set up a self-managed super fund you must:

  • Carry out the role of trustee, which imposes important legal duties on you
  • Use the money only to provide retirement benefits
  • Set and follow an investment strategy that ensures
    the fund is likely to meet your retirement needs
  • Keep comprehensive records and arrange an
    annual audit by a qualified auditor

MORTGAGE INSURANCE

Lender’s Mortgage Insurance (LMI) premium generally applies when you are borrowing over 80% of the value of your property. Although LMI is paid by the borrower, lenders mortgage insurance is to protect the lender in the event the borrower is unable to repay the loan and the sale of the property does not cover the outstanding loan balance and costs.

Hence by using Lenders Mortgage Insurance, Lenders are able to lend over 80% of the value of the property, thereby opening options for borrowers with low deposit to enter into the property market. Some lenders may require a borrower to pay a lenders mortgage insurance premium at a nonstandard loan to value ratio (LVR) for example some lenders insure their funds when the LVR is over 90% and some lenders may insure the mortgage on LVR over 70%.

All securitized lenders generally have to obtain lenders mortgage insurance for any LVR. But the borrower may have to pay the premium only if the LVR is over 80%.Lenders Mortgage Insurance premium is calculated based on how much a customer wishes to borrow versus the current market valuation of the property also know as Loan to Value Ratio (LVR).Mortgage insurance.

Your Success is our
success !

At Addon, we are eager to see you succeed
and celebrate the achievement of your
business goals.

Find out how our brokers started their
journey and how far they have come today!

CALL US TODAY

03 9792 4747

OR

Add Mortgage Broking to

your existing portfolio

Mortgage brokering can be extremely financially rewarding when done right, and we do it right! Our successful and flexible business model ensures that you are able to extend your business proposition in to the field of mortgage brokering while continuing to maintain your brand’s unique identity with absolutely no hassle.

You can now realize your potential, grow your revenue and leverage your existing client portfolio! How is this all possible, you might ask? When you become a part of our turnkey program, you gain instant access to our diverse network of brokers, lending organizations and franchises. Yes, you read it correctly! You get to build your business with the support of ours.

Joining us would ensure that you not only learn, but we also go to great lengths to help you adapt best practices that are vital to your business being successful in the mortgage brokering industry

WATCH YOUR BUSINESS REACH NEW HEIGHTS WITH MORTGAGE BROKERING SERVICES

Add Mortgage Broking to

your existing portfolio

Mortgage brokering can be extremely financially rewarding when done right, and we do it right! Our successful and flexible business model ensures that you are able to extend your business proposition in to the field of mortgage brokering while continuing to maintain your brand’s unique identity with absolutely no hassle.

You can now realize your potential, grow your revenue and leverage your existing client portfolio! How is this all possible, you might ask? When you become a part of our turnkey program, you gain instant access to our diverse network of brokers, lending organizations and franchises. Yes, you read it correctly! You get to build your business with the support of ours.

Joining us would ensure that you not only learn, but we also go to great lengths to help you adapt best practices that are vital to your business being successful in the mortgage brokering industry

WATCH YOUR BUSINESS REACH NEW HEIGHTS WITH MORTGAGE BROKERING SERVICES