There are various ways to borrow money. The choice you make affects how much you can borrow as well as the types of loans you can apply for. New home loan products are emerging rapidly in the market. Mortgage Consultants at PJ Home Loans can help you find a loan and professionally package it so that it suits your particular needs.Generally people borrow money on their own or with a partner. There are also other ways to borrow money which can give you the flexibility you need to be able to buy the property you want. These include Property Share (purchase with friends and keep your finance separate) or Guarantor Support and Low Documentation loans for self employed people.