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LOAN OPTIONS

Learn about the process involved in investment loans.

1 Initial Interview 

This is the first meeting with the client to seek their goals, requirements and purpose for the loan. From the information provided by the clients, Addon Broker will discuss the options with the client and find a suitable lender to meet their needs.

2 Estimated Timeframe of lodgement 

Your loan application will be lodged with the lender within 24 hours of receiving of ALL required supporting documents and application forms as requested.

3 Conditional Approval

Estimated Timeframe 2-3 days.

Since we lodge on your behalf, the lender will send PJ Homeloans a conditional approval letter once it has been conditionally approved.  Upon conditional approval, property valuation(s) will be ordered by the lender (if required).

4 Valuation Reports

Estimated Timeframe 3 days.

Valuation report(s) will be received by the lender within 3 days of request. (subject to property access).

5 Unconditional (full) Approval

Estimated Timeframe 2 days.

We will receive unconditional approval from the lender within 2 days from receipt of their satisfactory valuation(s). We will then contact you to confirm the unconditional approval.

6 Mortgage Documents

Estimated Timeframe 5-10 days.

The lender will send a copy of the mortgage documents to you or the nominated party within 5 days of unconditional approval. You will receive instructions on how to handle the documents.

7 Loan Settlement

Estimated Timeframe 2-10 days.

Purchasing a property

Between 2-3 days after you have returned your mortgage documents your solicitor/conveyancer will contact the lender to book settlement.

Refinancing

Between 2-3 days after you have returned your mortgage documents the lender will liaise directly with your existing lender (if different) to arrange your property refinance.

8 Congratulations

Congratulations! Settlement has been booked and your loan is in place.

*Please note, time frames are subject to variation based upon the lender selected, the valuer commissioned and/or the complexity of the loan application.

Your Success is our
success !

At Addon, we are eager to see you succeed
and celebrate the achievement of your
business goals.

Find out how our brokers started their
journey and how far they have come today!

CALL US TODAY
03 9792 4747

OR

Add Mortgage Broking to

your existing portfolio

Mortgage brokering can be extremely financially rewarding when done right, and we do it right! Our successful and flexible business model ensures that you are able to extend your business proposition in to the field of mortgage brokering while continuing to maintain your brand’s unique identity with absolutely no hassle.

You can now realize your potential, grow your revenue and leverage your existing client portfolio! How is this all possible, you might ask? When you become a part of our turnkey program, you gain instant access to our diverse network of brokers, lending organizations and franchises. Yes, you read it correctly! You get to build your business with the support of ours.

Joining us would ensure that you not only learn, but we also go to great lengths to help you adapt best practices that are vital to your business being successful in the mortgage brokering industry

WATCH YOUR BUSINESS REACH NEW HEIGHTS WITH MORTGAGE BROKERING SERVICES

Add Mortgage Broking to

your existing portfolio

Mortgage brokering can be extremely financially rewarding when done right, and we do it right! Our successful and flexible business model ensures that you are able to extend your business proposition in to the field of mortgage brokering while continuing to maintain your brand’s unique identity with absolutely no hassle.

You can now realize your potential, grow your revenue and leverage your existing client portfolio! How is this all possible, you might ask? When you become a part of our turnkey program, you gain instant access to our diverse network of brokers, lending organizations and franchises. Yes, you read it correctly! You get to build your business with the support of ours.

Joining us would ensure that you not only learn, but we also go to great lengths to help you adapt best practices that are vital to your business being successful in the mortgage brokering industry

WATCH YOUR BUSINESS REACH NEW HEIGHTS WITH MORTGAGE BROKERING SERVICES