HOME LOAN
There are various ways to borrow money. The choice you make affects how much you can borrow as well as the types of loans you can apply for. New home loan products are emerging rapidly.
RE-FINANCING LOAN
Refinancing lets you change your home loan to suit your new circumstances. If you’re no longer happy with your current lender or loan, or your financial situation has changed.
INVESTMENT LOANS
Standard variable loans are one of the most popular home loans in Australia. Interest rates can go up or down over the life off the loan depending on the official rate set by the Reserve Bank.
COMMERCIAL LOAN
One of the disadvantages of having a variable rate home loan is increased loan repayments due to rate rises could impact your household budget. You can also choose a basic variable loan.
Be a part of a team that takes pride in standing out from the crowd.
As a Mortgage Broker with Addon, you will be a pivotal part of a winning team that’s recognized as Melbourne’s best Accounting and Financial Solutions Provider. We offer unparalleled learning and development opportunities, gearing you towards achieving a rewarding career and to help you succeed in an ever-growing industry.
When it comes to kickstarting your career as a Mortgage Broker, a lack of experience is not at all a what we’d call a deal breaker.
If you’re looking for a career that’s challenging & rewarding and have the passionate drive to succeed and help others succeed, you’re just about right for the job. What could possibly be better than helping people out there achieve their investment goals and move into their dream homes, right?
HOW MORTGAGE BROKING CAN BENEFIT YOU ?
BRAND RECOGNITION
Being a part of a strong and established
brand that is renowned for our reliability,
transparency and high customer
satisfaction rates, allows you to build and
grow your business on the strength of
ours.
TOP TIER COMMISSIONS
We offer you a choice of highly
competitive top tier commission models
specially designed to maximize your
rewards, minimize your costs and best
suit your goals, business strategy and
lifestyle.
ONGOING MENTORING & SUPPORT
Being your own boss doesn’t mean you
need to do it alone! We strongly believe in
growing together, as one. Learn the tips
and tricks of the trade from experienced
mortgage professionals who started
exactly where you are. Our mentors will
provide you with all the resources and
tools that you require to build a business
that’s unique to your style.
DIVERSE NETWORK
Our access to a diverse network of
financial solutions providers
including Local Banks, Credit Unions,
Online Lending Institutions and Wholesale
Funding Agencies, gives us an edge in
ensuring that you are provided with
everything you need to diversify your
income and success as a broker.
MULTIPLE BRANDING OPTIONS
Whether you’re an experienced broker
choosing to operate under your existing
brand or are new to the industry and
choose to obtain the support of an
already established brand, we provide
you with professional marketing &
branding options that guarantee
success.
MARKETING SERVICES
From generic marketing campaigns to
your own bespoke marketing content
we provide you with all the tools and
professional support that is required to
help you create brand awareness and
ensure that your business grows, is
setup for success right from the start.
Our Passionate Advocates
Don’t take our word for it, check out what are very own partners have to say about their experience at Addon Brokers.
Your Success is our success !
At Addon, we are eager to see you succeed and celebrate the achievement of your business goals.
Find out how our brokers started their journey and how far they have come today!
Add Mortgage Broking to
your existing portfolio
Mortgage brokering can be extremely financially rewarding when done right, and we do it right! Our successful and flexible business model ensures that you are able to extend your business proposition in to the field of mortgage brokering while continuing to maintain your brand’s unique identity with absolutely no hassle.
You can now realize your potential, grow your revenue and leverage your existing client portfolio! How is this all possible, you might ask? When you become a part of our turnkey program, you gain instant access to our diverse network of brokers, lending organizations and franchises. Yes, you read it correctly! You get to build your business with the support of ours.
Joining us would ensure that you not only learn, but we also go to great lengths to help you adapt best practices that are vital to your business being successful in the mortgage brokering industry
WATCH YOUR BUSINESS REACH NEW HEIGHTS WITH MORTGAGE BROKERING SERVICES
Add Mortgage Broking to
your existing portfolio
Mortgage brokering can be extremely financially rewarding when done right, and we do it right! Our successful and flexible business model ensures that you are able to extend your business proposition in to the field of mortgage brokering while continuing to maintain your brand’s unique identity with absolutely no hassle.
You can now realize your potential, grow your revenue and leverage your existing client portfolio! How is this all possible, you might ask? When you become a part of our turnkey program, you gain instant access to our diverse network of brokers, lending organizations and franchises. Yes, you read it correctly! You get to build your business with the support of ours.
Joining us would ensure that you not only learn, but we also go to great lengths to help you adapt best practices that are vital to your business being successful in the mortgage brokering industry
WATCH YOUR BUSINESS REACH NEW HEIGHTS WITH MORTGAGE BROKERING SERVICES
Our clients’ aims vary as per their needs of buying a new home, moving home, refinance or invest in property, but our aims are constant. Mortgage broker services from Addon Brokers are aimed at realizing our clients’ investment goals. The motto of our service is simple. We make hundreds of loans available for our clients even from the mainstream banks in the country. We help you to choose the best and most suitable loans for your requirements. Taking a loan is the most significant financial decision you take in your life, but with our expert direction and guidance, it is simple and very fruitful.
Economic downturn in Australia has affected businesses and in this juncture service of a good accounting service to supervise accounting of business firms is the need of the hour. Addon Brokers love to be in close partnership with our clients and provide customized assistance to suit their requirements. We are committed to excellence and it is reflected in the hardworking and efficient work of our accounting service. Our openness and genuine interest in the financial improvement of our clients’ business has helped us to be the most sought after accounting service Melbourne, Australia.
Many people believe superannuation is an investment but it can be best described as a TAX SYSTEM. If money or investments are set aside for retirement and you meet certain legislative requirements, then you qualify for tax concessions.
Our Financial Planners will show you how you can:
- Set up your own super fund
- Take advantage of some amazing benefits through the super system to help reduce tax and protect your assets
- Use your superannuation as a deposit for your next investment property
- Use your employer superannuation contributions to pay off your investment loan
Running your own fund is complex so think carefully before setting one up. If you set up a self-managed super fund you must:
- Carry out the role of trustee, which imposes important legal duties on you
- Use the money only to provide retirement benefits
- Set and follow an investment strategy that ensures the fund is likely to meet your retirement needs
- Keep comprehensive records and arrange an annual audit by a qualified auditor
Addon Brokers can manage all your conveyancing requirements efficiently and smoothly. Buying, selling, transferring or subdividing, we have the skills and expertise to handle all types of conveyancing issues. We provide accurate and reliable conveyancing service as per our clients’ needs and requirements and at their convenience. Quality result for our clients is the special feature of our conveyancing service. Contact us so that we will be able to protect the most important investment you make in your life.
Lender’s Mortgage Insurance (LMI) premium generally applies when you are borrowing over 80% of the value of your property. Although LMI is paid by the borrower, lenders mortgage insurance is to protect the lender in the event the borrower is unable to repay the loan and the sale of the property does not cover the outstanding loan balance and costs.
Hence by using Lenders Mortgage Insurance, Lenders are able to lend over 80% of the value of the property, thereby opening options for borrowers with low deposit to enter into the property market. Some lenders may require a borrower to pay a lenders mortgage insurance premium at a non- standard loan to value ratio (LVR) for example some lenders insure their funds when the LVR is over 90% and some lenders may insure the mortgage on LVR over 70%.
All securitized lenders generally have to obtain lenders mortgage insurance for any LVR. But the borrower may have to pay the premium only if the LVR is over 80%.
Lenders Mortgage Insurance premium is calculated based on how much a customer wishes to borrow versus the current market valuation of the property also know as Loan to Value Ratio (LVR).Mortgage insurance